Estate Protection Plan Programs

Information for Employers FAQ Employee Benefits

What is the purpose of the Estate Protection Plan (EPP) as a benefit program?

The EPP helps small to medium-sized business attract, retain and reward employees by offering access to discounted Life & Estate Planning legal services designed to protect them, their loved ones, and their assets (to include company benefits such as qualified retirement plans and life insurance) from a wide variety of tax and non-tax related threats.

Who is eligible to participate in the EPP?

All current and former (retired or disabled) employees (regardless of their status as full – or part-time)…and members of their families. This includes the children, parents and siblings of your employees. This broad class of eligible participants enhances the value of the company benefits program to the employees and the company.

Consider the following:

7 to 12% of workers report having some responsibility for an older relative now, but by 2020 an estimated one in three will have elder care responsibilities. Corporate America loses $17 billion per year to elder care problems. (Source: Why Companies Should Care, Working Woman, June 1995)

  • Note: By offering the EPP to the aging parents of your employees, you may help them avoid some of the financial and legal headaches they may encounter in the future. And this, in turn, may reduce absenteeism due to those headaches.


What is our cost to offer the EPP to our employees?

There is NO FEE charged to the company by the law firm. All legal fees are paid directly by the participating employees – unless the company CHOOSES to subsidize all or part of the cost (see below). Companies also may choose to showcase the benefit to employees (and their family members) as part of an employee appreciation event hosted on premises or at an outside location.

Are there any legal restrictions if we want to subsidize all or part of the EPP as a benefit to certain employees?

No. Companies may choose to pay all or part of the legal fees for some, but not all, of their employees. Any such fees paid on their behalf are deductible to the company and are included as income to the employee. Since the EPP is a non-qualified benefit, there are non-discrimination rules or tests that apply.

How do we get started with the EPP?

The EPP is simple to establish and administer. Here are the general steps:

  1. Contact our firm and schedule a meeting to discuss coordinating a custom program for your company. This includes a plan to introduce, promote, administer and maintain your EPP.
  2. Schedule our firm to conduct a 45-minute employee workshop on Life & Estate Planning issues. This workshop can be customized to fit any particular interests or concerns common to the audience, as well as to accommodate any unique logistical needs for your company. General questions will be answered for about 15 minutes following the presentation.
  3. Meetings with interested employees will be held at the law firm, unless other arrangements are made (e.g., the company makes a meeting room and time available to interested employees for on-site consultations during the work day).


Once started, how is the EPP maintained?

As new employees join the company, they should be informed about the EPP as part of the employee benefits briefing. We will supply membership kits including writing information and a membership card that can be personalized for your new employee. Additionally, contact the firm to schedule quarterly, semi-annual or annual 45-minute workshops for employees and their families.


Bring Estate Protection Plan to My Business

To schedule an appointment to discuss bringing the EPP to your business, please complete the form below. Don’t forget to mention that you are calling about bringing the Estate Protection Plan to your business.

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