Overview People in this Area Presentations Publications

Skilled Attorneys with Exceptional Insurance Experience

Our Insurance Law Group is uniquely qualified to handle your insurance issues.

Parsons Behle & Latimer’s insurance practice group represents corporate and individual insureds, benefit management companies, insurance companies, and related entities in a host of insurance-related matters.

For more than a century, the firm has represented mining and utility clients in insurance coverage matters such as pollution claims, mining disasters, and failure of power generation equipment. Our insurance lawyers offer extensive experience in first-party matters, both on claims-made and occurrence policies. We have substantial experience in complex policy analysis. Several of our insurance lawyers regularly teach and publish in the insurance field on a wide variety of topics.

In addition to our insurance expertise, we are one of the preeminent commercial litigation law firms in the Intermountain West, with lawyers who routinely advise and represent clients in major litigation matters. Our firm and its lawyers enjoy an excellent reputation among federal and state court judges in the Intermountain West, and particularly in Utah where our firm is based. If trial or arbitration is required to resolve the coverage issues with insurers, we are well prepared to undertake such matters.

Our attorneys are well-versed in and practice in the fields of:

  • Annuities. We have advised insurers on complicated and technical compliance issues with Utah laws and regulations governing annuity products.
  • Complex Liability Coverage Issues. We have litigated and advised on coverage issues under the CGL and other liability policies for many years. We have represented insureds in a number of claims involving environmental cleanups, industrial accidents, construction defects, and long-tail pollution issues; have extensive expertise in dedicated pollution coverage policies; and have represented insurers under large “wrap-up” insurance policies for major construction projects and many other large claims.
  • First-Party Claims. In addition to counseling on third-party (liability) claims, we also advise clients concerning recoveries under first-party policies, and, working with our clients’ first-party carriers, have assisted in subrogation actions.
  • Rehabilitation and insolvency. We have provided advice to potential lenders to insurers concerning the mechanics of insurer rehabilitation laws and the workings of guaranty funds. We also have deep experience with the Utah Life & Health Insurance Guaranty Association.
  • General Regulatory Work. Insurance is one of the most highly-regulated disciplines. We have advised insurers, and those with an interest in doing business with insurers, on a wide variety of topics, including regulation of insurer borrowing. We keep abreast of proposals and publications issued by the National Association of Insurance Commissioners concerning regulatory issues.
  • ERISA. In addition to our firm’s general ERISA practice, our attorneys have advised clients concerning the special issues that arise under ERISA in connection with life insurance and accidental death insurance issued in connection with ERISA-covered plans.
  • D&O Coverage. New D&O coverage issues arise almost every day. Our attorneys have a thorough knowledge of this coverage and have been instrumental in assisting clients in obtaining defense and liability payments under the various “sides” of D&O policies.
  • Insurance Legislation. We have advised clients and assisted in drafting proposed legislation in Utah on insurance issues, and have appeared before legislative committees to discuss and explain proposed legislation.
  • Manuscripting. We have assisted several large clients with negotiating and drafting policies to meet unique insurance needs left unaddressed by standard ISO forms.
  • Reinsurance & Coinsurance. Our attorneys have represented life insurer cedents in the negotiation and drafting of coinsurance agreements and trusts, and other cedents with reinsurance transactions, and are closely familiar with the statutes and regulations, both in Utah and elsewhere, governing the requirements and performance of the reinsurance/coinsurance relationship.

Representative Matters

Successfully Obtained Title Insurance Coverage for Client